Roughly 7 million Americans currently receive Social Security Disability Insurance (SSDI) benefits. However, not all beneficiaries get paid on the same date each month. Instead, the Social Security Administration (SSA) follows a structured payment schedule that spreads out disbursements across four separate dates in July 2025.
The first payment was issued via direct deposit on July 3, and three more payments are set for Wednesdays throughout the month.
Not All Recipients Qualify for SSDI
It’s important to note that not every Social Security recipient is eligible for SSDI. Some individuals receive retirement, survivor, or spousal benefits instead. If you’re receiving both SSDI and Supplemental Security Income (SSI), your payment was already issued on July 3, and you will not be eligible for any of the remaining Wednesday payments in July.
Next SSDI Payment Date: July 16, 2025
The second round of SSDI payments will go out on Wednesday, July 16, 2025. The SSA schedules payments based on your birthdate:
- If your birthday falls between the 11th and 20th, you’ll be paid on the third Wednesday of each month.
- In July 2025, that date is July 16.
Keep in mind that federal holidays or weekends can occasionally disrupt paydays, but Wednesday SSDI payments are typically unaffected.
Other July 2025 SSDI Payment Dates
If your birthday falls outside of the 11–20 range, your payment will be made on a different Wednesday:
- Born between 1st–10th: Your payment will be on July 9, 2025
- Born between 21st–31st: Expect your payment on July 23, 2025
This schedule means SSDI payments don’t fall on the same date each month. For example, August 2025 payments are expected on August 13, 20, and 27.
How Much Do SSDI Beneficiaries Receive in 2025?
According to the SSA’s Monthly Statistical Snapshot released in June 2025 (for data from May), the average SSDI benefit across all recipients is $1,439.97.
However, disabled workers specifically receive a higher average amount—$1,581 per month. This figure is relatively stable and may fluctuate only slightly from month to month.
Payments for Family Members
The SSA also provides monthly SSDI payments to eligible family members of disabled workers:
- Children of disabled workers: Around $512 monthly
- Spouses of disabled workers: About $440 per month
Can You Receive More Than $1,581 in SSDI Benefits?
Yes, but only under specific conditions. To receive more than the average:
- You must have paid Social Security taxes over a long enough period.
- You must meet the SSA’s work credit and age eligibility requirements.
The maximum SSDI benefit in 2025 can go up to $4,018 per month for those who qualify at the highest level.
Conclusion
The SSDI payment schedule for July 2025 follows a structured format based on recipients’ birthdates, with payments arriving on July 3, 9, 16, or 23. The average monthly benefit for disabled workers stands at $1,581, though family members and high-income earners may receive more or less. Understanding your payment date and eligibility can help ensure you’re financially prepared each month.
Frequently Asked Questions
1. When will I get my SSDI payment in July 2025?
Your payment date depends on your birthdate. Payments are scheduled for July 3, 9, 16, or 23.
2. How much will I receive from SSDI each month in 2025?
On average, disabled workers receive $1,581 per month. This amount can vary based on earnings history and work credits.
3. Can I get SSDI and SSI at the same time?
Yes, you can qualify for both. However, if you’re receiving both SSDI and SSI, your July 2025 payment was already sent on July 3.
4. Why do SSDI payments come on different days?
The SSA distributes payments based on your birthdate range, ensuring the system runs smoothly and avoids overload.
5. What’s the highest SSDI benefit I can receive in 2025?
The maximum SSDI payment in 2025 is $4,018 per month, depending on your work history and age at the time of application.