Millions of senior citizens and disability benefit recipients in the United States are set to receive their next Social Security payment in less than a week. The Social Security Administration (SSA) has scheduled the next disbursement for Wednesday, July 16, 2025.
This upcoming payment will cover individuals receiving retirement, Social Security Disability Insurance (SSDI), and survivor benefits. These payments are distributed according to a structured calendar based on the recipient’s birth date.
Who Will Receive a Payment on July 16?
Out of nearly 70 million Social Security beneficiaries, most receive their payments on one of three Wednesdays each month. Your birth date determines which Wednesday your payment arrives.
Those whose birthdays fall between the 11th and 20th of any month will receive their July payment on Wednesday, July 16. This date marks the second Wednesday payout of the month.
July 2025 Social Security Wednesday Payment Schedule
| Payment Date | Date of Birth Range |
|---|---|
| Wednesday, July 9 | 1st to 10th |
| Wednesday, July 16 | 11th to 20th |
| Wednesday, July 23 | 21st to 31s |
Who Is Paid Outside the Wednesday Schedule?
Some recipients receive payments outside of the Wednesday rotation due to their unique circumstances.
1. Long-Term Social Security Beneficiaries
Those who started receiving benefits before May 1997 are not part of the Wednesday schedule. Instead, they are paid on the third day of each month. In July 2025, their payment was issued on Thursday, July 3.
2. SSI Recipients
Individuals who qualify for Supplemental Security Income (SSI) – a separate SSA benefit for low-income seniors or individuals with disabilities – receive their payments on the first of each month. For July, these funds were disbursed on Tuesday, July 1.
3. Dual Benefit Recipients
About 2.5 million Americans receive both SSI and Social Security retirement, SSDI, or survivor benefits. These individuals received their SSI payment on July 1 and their Social Security payment on July 3.
Summary of Non-Wednesday Payments for July 2025
| Date | Payment Type |
|---|---|
| Tuesday, July 1 | SSI recipients |
| Thursday, July 3 | Pre-May 1997 beneficiaries and dual benefit recipients |
Average Monthly Social Security Benefit Amounts
Retired Workers
The average Social Security retirement payment is currently $2,002.39 per month, according to SSA data. Some high earners receive as much as $5,108 per month, the current maximum benefit.
Other Beneficiaries
- SSDI Recipients: Average monthly payment is $1,581.97
- Survivor Benefits: Average payout is $1,566.66
- SSI Beneficiaries: Average monthly amount is $718.30
Conclusion
With the next $2,002 Social Security payment set to arrive on Wednesday, July 16, it’s essential for eligible recipients to know their scheduled date. Whether you’re receiving retirement, SSDI, survivor, or SSI benefits, understanding the SSA’s July 2025 payment calendar helps you plan better. Make sure to verify your birth date or qualification status to determine your exact payment date.
Frequently Asked Questions
1. Who qualifies for the July 16 Social Security payment?
Anyone born between the 11th and 20th of the month who receives retirement, SSDI, or survivor benefits qualifies for the July 16 payment.
2. What if I started receiving benefits before May 1997?
Your payments are made on the 3rd of each month, regardless of your birthday.
3. When are SSI payments made?
SSI recipients receive their payments on the 1st of each month. For July 2025, this fell on Tuesday, July 1.
4. Can I receive both SSI and Social Security retirement or disability benefits?
Yes. Dual beneficiaries get SSI on the 1st and their Social Security benefit on the 3rd of the month.
5. What’s the maximum monthly Social Security retirement benefit?
As of July 2025, the maximum monthly benefit is $5,108, depending on your earnings history and retirement age.